Automating KYB Compliance for Payments

Boost Revenue With Instant Merchant Onboarding

Scale faster by automating client onboarding. Verify merchants anywhere in the world in seconds. Data collection, UBO identification, risk scoring, AML screening & ongoing monitoring - all from a single platform.

Book a demo
Automating KYB Compliance for Payments
Payset
Payset
Nilos
Nilos
Ivy
Ivy
Aria
Aria
Hero
Hero
Trusted by payment leaders across the world
Embedded Payments

Embedded Payments

PSPs

PSPs

Cross-border Payment

Cross-border Payment

BNPL

BNPL

benefits

Boost Revenue With KYB Compliance for Payments

Risk decisions, made instantly

Risk decisions, made instantly

Don’t compromise on risk. Dotfile allows you to compute risk your way. Use any variable, iterate, and compare the different versions’ results. Trigger escalation scenarios based on risk so you know who deserves a second look and who doesn’t.

Automated account opening, underwriting, and monitoring

Automated account opening, underwriting, and monitoring

Dotfile allows you to manage the entire customer lifecycle, from account creation to ongoing due diligence, and monitor performance thanks to analytics. Our data-driven approach helps you continuously refine your risk management and fraud prevention strategies.

Effortless KYB for Merchants

Effortless KYB for Merchants

Your business customers deserve a stellar verification experience. Accelerate merchant onboarding by removing friction and avoiding drop-off. Integrate our white-label solution for a seamless and on-brand onboarding that will delight users.

Laura Chaput
Laura Chaput
Head of Compliance

After evaluating multiple solutions on the market, we chose Dotfile because of its unparalleled flexibility and user-friendly platform. Dotfile has been a game-changer.

Read the full story
Read the full story
Keyrock
Liquidity Solutions Provider
Julien Fissette
Julien Fissette
Co-founder & CPO
<script src="https://fast.wistia.com/embed/medias/9583b01d3i.jsonp" async></script><script src="https://fast.wistia.com/assets/external/E-v1.js" async></script><span class="wistia_embed wistia_async_9583b01d3i popover=true popoverContent=link videoFoam=false" style="display:inline-block;height:84;position:relative;width:150"><a href="#">Play</a></span>
Play

We were able to import in Dotfile our entire investor base from multiple funds in minutes. It is also the first time that I am able to ditch my Excel risk matrix.

Read the full story
Read the full story
Roundtable
Community-Led Investment Platform
Maria Catanea
Maria Catanea
Head of Client Onboarding

What we liked about Dotfile is that the product was much more modern than anything we had seen elsewhere.

Read the full story
Payset
Multi-Currency Account Provider
Jordane Giuly
Jordane Giuly
Co-founder
<script src="https://fast.wistia.com/embed/medias/ymy3yi6iy4.jsonp" async></script><script src="https://fast.wistia.com/assets/external/E-v1.js" async></script><span class="wistia_embed wistia_async_ymy3yi6iy4 popover=true popoverContent=link videoFoam=false" style="display:inline-block;height:84;position:relative;width:150"><a href="#">Play</a></span>
Play

When you purchase a solution like Dotfile, you are not only getting the quality of the API, of the software, or its security. You are also getting a relationship with the team. We appreciate the great responsiveness of the team, its proactivity and expertise in the matter which is at the heart of our business.

Read the full story
Read the full story
Defacto
Leader in short-term financing for SMEs
semi-circle horizontal
semi-circle vertical
full-circle
resources

What’s new

Read our blog
Merchant Onboarding Challenges: Why Marketplaces Still StruggleMerchant Onboarding Challenges: Why Marketplaces Still Struggle
Blog
Onboarding
Vasco Alexandre
August 26, 2025
 - 
6
 min read
 - 
Lorem ipsum

Merchant Onboarding Challenges: Why Marketplaces Still Struggle

Ongoing KYB Monitoring: Why It Matters and How to Do ItOngoing KYB Monitoring: Why It Matters and How to Do It
Blog
KYB
Anna Klis
August 21, 2025
 - 
5
 min read
 - 
Lorem ipsum

Ongoing KYB Monitoring: Why It Matters and How to Do It

KYB Process Audit - KYB Assessment for Financial InstitutionsKYB Process Audit - KYB Assessment for Financial Institutions
Blog
KYB
Anna Klis
August 20, 2025
 - 
2
 min read
 - 
Lorem ipsum

KYB Process Audit - KYB Assessment for Financial Institutions

KYC vs UBO Verification: Understanding Key DifferencesKYC vs UBO Verification: Understanding Key Differences
Blog
KYB
Anna Klis
August 19, 2025
 - 
4
 min read
 - 
Lorem ipsum

KYC vs UBO Verification: Understanding Key Differences

The Travel Rule and KYB in Crypto: A Complete Compliance GuideThe Travel Rule and KYB in Crypto: A Complete Compliance Guide
Blog
Regulations
Anna Klis
August 14, 2025
 - 
6
 min read
 - 
Lorem ipsum

The Travel Rule and KYB in Crypto: A Complete Compliance Guide

Getting Around Payment Fraud: Authorized vs UnauthorizedGetting Around Payment Fraud: Authorized vs Unauthorized
Blog
Risk
Louise Toulemonde
August 12, 2025
 - 
5
 min read
 - 
Lorem ipsum

Getting Around Payment Fraud: Authorized vs Unauthorized